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DEFINITION

Crypto Wallet

A crypto wallet is a digital tool that allows users to safely store, send and receive different cryptocurrencies. A crypto wallet can come in the form of a physical device, an app on your computer/phone or a custodial wallet that is handled by third-parties. Internally, a crypto wallet holds private and public keys which are essential for accessing and managing blockchain-based digital assets.

Synonyms

Blockchain wallet

Acronyms

HWW, SW

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Synonyms

Digital asset wallet, blockchain wallet, crypto storage device

Acronyms

Hardware wallet (HWW), Software wallet (SW)

Examples

A user purchases Bitcoin (or some other cryptocurrency) through a cryptocurrency exchange and transfers it to their software crypto wallet on their smartphone. The wallet generates a unique public and private key, allowing the user to send their acquired Bitcoin to a friend by entering their friend’s public key and signing off on the transaction with their own private key.

FAQ

A custodial wallet is managed by a third party that stores the private keys on behalf of the user. A non-custodial key on the other hand offers the user full control over their private keys.

Unlike digital wallets, hardware wallets store private keys offline, making them safe from online hacking attempts. They also require a person to both have the device itself and user authentication to sign off on transactions, adding another layer of security.

Some wallets come with recovery options but this isn’t always the case. For example, during setup, some wallets may prompt the user to come up with a recovery seed phrase that when entered will restore the user’s funds.

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