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DEFINITION

Source of Wealth (SoW)

Source of wealth refers to the origin of a client’s entire body of assets and financial resources, describing how they acquired their total funds and property over time.

Synonyms

Acronyms

SoW

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Synonyms

Acronyms

SoW

Examples

The bank requested SoW documentation from the high-net-worth client to understand how their wealth was accumulated.

FAQ

SoW describes the origin of a client's total assets, while SoF refers to the specific funds being used in a transaction.

SoW can be supported by tax returns, payslips, audited accounts, property deeds, inheritance documents, share transaction reports, etc.

SoW is required for high-risk clients like PEPs and should be established whenever a client's wealth doesn't match their profile.

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